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Become a Member

If you live, work or study in Washington Heights, West Harlem or Inwood, becoming a member of Neighborhood Trust Federal Credit Union is easy. By simply opening a savings account, you instantly become a member/shareholder of our community development credit union. Neighborhood Trust is a non-profit cooperative that provides services similar to a commercial bank--but with a mission to strengthen our community. Democratically owned and controlled by members, we are committed to helping our members access affordable savings accounts, loans and other financial services. Federally insured by the National Credit Union Administration, Neighborhood Trust's sole focus is on empowering members of our community to become informed financial consumers. Come in and see us--we are your neighbor. Print and fill out a NEIGHBORHOOD TRUST MEMBERSHIP APPLICATION today from the PDF format. 

How to Open an Account

 

To open a Savings/Share Account at Neighborhood Trust, bring the following into the credit union and ask for one of our member services representatives:

  • Valid government issued photo ID: a drivers license, a passport or any foreign government photo ID.
  • Proof of address: a lease agreement, a recent utility or credit card bill, or official correspondence.
  • Social Security Card (if available, but not required!) or ITIN (Individual Tax Identify Card--we help with ITIN applications).
  • Just $15: $10 new member fee (one-time payment, no annual fee) plus a $5 minimum first deposit in your Savings (Share) Account. We waive the membership fee if you participate in our free workshops and financial counseling program.

Learn more about CREDIT UNION FINANCIAL EDUCATION OPPORTUNITIES or stop by the credit union anytime to speak to our full-time financial advisor, Rosa Franco, the Director of Credit Union Education. You may also email ROSA FRANCO or call her at (212) 740-0900, extension 317.

How to Open a Business Account

 

To open a Business Account at Neighborhood Trust, a $15 new member fee, plus $50 minimum first deposit is required. An official business or organization IRS certificate with address and employer identification number (EIN) is also needed. In addition, the documentation listed above is required for each individual who will access the business account.

 

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